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The Dangers of Buying a House with Foundation Problems

Last updated 4 years ago

Are you in the process of buying a house? If so, one of the most important steps that you can take is to have the home inspected. Purchasing a house that has a damaged foundation can cost you a lot of money and force you to lose your home loan, among other issues. These are a few of the dangers of buying a house with foundation problems:

Foundation Repairs
Buying a house with foundation problem is a serious issue because repair costs can be incredibly expensive. If a foundation is failing, for instance, the repairs required to fix it may add up to one hundred thousand dollars or more. For a new homeowner, paying off this debt along with making mortgage payments can be very stressful. As a result, it’s always better to have a foundation inspected before you buy a house.

Financing Issues
Foundation problems can also cause you to lose your home loan. Many lenders, including the Department of Housing and Urban Development, only provide individuals loans for homes that do not have structural problems. And if a foundation has issues or there are signs of foundation damage, the lender may not honor the loan, forcing you to find a different loan provider.

Housing Repairs
When a foundation becomes compromised, other parts of the home can become damaged as well. The ground can split, walls can crack, flooring can become uneven, and numerous other problems can occur. Along with costing thousands of dollars to repair, these issues can make a home unsafe to live in. This is why foundation inspections are essential, even if they are an extra step in the home buying process.

If you would like to schedule a foundation inspection for a home you are interested in buying, call (972) 484-1200 to reach the professionals at Structured Foundation Repairs, Inc. Our highly-trained staff can assess the condition of a foundation quickly and efficiently and answer any questions that you may have. To schedule an appointment, visit our website or call us today.



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